Answer a few questions. A licensed Medicaid planning attorney will review your timing, assets, income, and signing authority so you know whether legal protection options still exist.
Start Protection Assessment
When a parent enters a nursing home, families are often told to start spending assets until Medicaid eventually applies.
That may be the right answer.
But many families spend first without knowing whether the home, spouse, income, or other assets could still be protected.
The assessment is designed to answer one question quickly: Is there still enough at risk to justify legal planning?
Start the AssessmentNursing home bills often reach $10,000 to $15,000 per month. A few months of delay can materially change what remains.
A home may be exempt during life but still exposed to Medicaid estate recovery unless the right planning is in place.
If one spouse is still at home, income and asset protections may apply. They need to be claimed correctly.
If your parent can no longer sign, options may narrow quickly. A valid power of attorney may be critical.
Even when care has already started, the right strategy can preserve more than families expect. The answer depends on timing, assets, marital status, capacity, income, and Medicaid rules.
Start the AssessmentA home, vehicle, and personal property may be treated differently under Medicaid rules.
If one spouse remains at home, income and asset allowances may apply.
Certain trusts can protect assets when created and funded within the required timing rules.
Even if care has started, capacity, documents, assets, and timing may leave options open.
Most families do not need a lecture on Medicaid. They need to know whether legal planning can still make a meaningful difference.
Has care already started? Has Medicaid been filed? How quickly are assets being spent?
What is countable, exempt, protected, or exposed later?
Is there a spouse at home whose income, housing, or assets may be protected?
Can the parent still sign, or does a power of attorney give someone else authority to act?
Tell us about care status, monthly cost, assets, income, spouse needs, Medicaid status, and signing authority.
Your answers help identify whether legal planning may still make a meaningful difference based on timing, assets, authority, and state rules.
If planning appears limited, you will get practical direction on spend-down, qualification, or facility coordination.
If planning may help, you will be invited to a short attorney call.
The attorney explains the strategy, expected savings, flat fee, documents needed, and next steps before any work begins.
If the assessment shows legal planning may help, you will be invited to a short attorney call before any paid work begins.
On that call, the attorney will explain whether legal planning appears worthwhile, what may be at risk, what could potentially be protected, the flat fee to move forward, and the documents needed to begin.
No hourly mystery.
No open-ended legal bill.
No pressure to move forward if the savings do not justify the cost.
Some families still have meaningful legal options. Others are already at the point where the best next step is spend-down, facility coordination, or completing the Medicaid application after resources are reduced.
The purpose of the assessment is to tell the difference quickly.
If we are unlikely to help, you should know that before wasting time or paying for advice you do not need.
If protection may still be possible, you will be invited to a free 15-minute attorney consultation to understand the potential savings, flat fee, and next steps.
We thought everything would have to be spent down. Elderna showed us there were still legal options and gave us a clear plan.
After the review, we understood which assets were at risk and what steps could still be taken. We finally felt like we had direction.
When the nursing home deadline moved quickly, we got answers fast. That made the entire situation feel less terrifying.
Elderna connects families with licensed elder law attorneys who focus on urgent Medicaid and nursing home asset protection planning.
This is not a chatbot, referral directory, or generic spend-down calculator.
Every assessment is reviewed for the core legal facts that change the outcome: timing, capacity, assets, income, spouse status, and authority to sign.
Every review is conducted by a licensed elder law attorney in your state. Never a paralegal, chatbot, or algorithm.
Your information is never sold, shared, or used for advertising. It is used only to prepare your assessment response.
The assessment summary is yours. There is no fee, no pressure, and no requirement to hire anyone.
We understand families don't have weeks to wait. Assessments are reviewed and returned promptly, typically within one business day.
Start with a short confidential assessment. Get clarity before another month of care costs drains assets that may still be protected.